A paycheck budget calculator splits your monthly obligations across each paycheck so you know how much to set aside for bills and how much you can spend until the next pay day.
Enter your take-home per paycheck, how many paychecks you get per month, and your monthly fixed bills and savings.
Per paycheck − Bills share − Savings share = Spending per paycheck
Paid once a month? Enter 1 paycheck per month. See also biweekly budget calculator if you are paid every two weeks.
Real-life example (try this in the calculator)
Alex takes home $2,100 per paycheck, paid twice a month. Monthly bills are $1,850 and savings goal is $500.
Line item
Amount
Calculator field
Take-home per paycheck
$2,100
Take-home per paycheck ($)
Paychecks per month
2
Paychecks per month
Monthly fixed bills
$1,850
Monthly fixed bills ($)
Monthly savings goal
$500
Monthly savings ($)
$925 bills + $250 savings per paycheck — leaves $925 to spend until the next pay day.
Tap Use example for Alex's split.
How to read your results
Spending money per paycheck — What is left after reserving bills and savings from this paycheck.
Bills set-aside / paycheck — Monthly bills ÷ paychecks per month — transfer this to bills when paid.
Savings / paycheck — Monthly savings goal split across paychecks.